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Pass Plus

The cost of motoring has increased over the years, with both car insurance and fuel prices spinning out of control. According to AA statistics, the average driver paid 40% more for car insurance in 2010 than in 2009 and this figure is expected to increase further in the coming years.

Young drivers are hit the worse, with the average 18 year old male driver standing to pay about £5,000 per year. This is hideously out of proportion with prices paid by other motorists, with the average driver now paying just £791 per year. There are however things you can do to help reduce the cost. One of them is Pass Plus.

What is Pass Plus?

Pass Plus is an advanced driving course which is available within the first twelve months of you having passed your test. Its aim primarily is to help build up experience quickly. This helps you to become a more complete driver and therefore reduces the statistical likelihood of you being involved in an accident. The pass plus course consists of six modules which include:

  • Driving in adverse weather conditions
  • Driving in a town
  • Night time driving
  • Driving on country roads
  • Dual carriageway usage
  • Motorway usage
There will be no test at the end of the course, but I assess you throughout the course to ensure that you reach the required standard to be eligible for a Pass Plus certificate.

Benefits of Pass Plus

Pass Plus gives enhanced experience levels making you statistically less likely to be involved in an accident and make a claim. This is recognised by insurance companies in the form of cheaper car insurance premiums, as the drivers risk profile will be reduced.

The saving depends on the insurance company. Some insurers will only offer savings of 5%, while others will offer a discount of up to 35%. This translates into a total insurance saving of between £250 and £1750 for the average 18 year old male.